The 7 Best Mortgage Brokers in Edmonton for Stressed Home Buyers
My friend tried to refinance his home. He called three banks, filled out six forms, and still couldn’t figure out which loan was best. It was tiring and even a bit funny, but it shows just how confusing mortgages can be when you’re on your own.
This kind of hassle is pretty common. First-time buyers, investors, and self-employed people all run into the same problems. A good broker understands the process and can help you get through it with less stress.
To help you out, we’ve created a guide to the best mortgage brokers in Edmonton. This way, you can compare your options and feel more confident about your choice.
How much does it cost to hire a mortgage broker in Edmonton?
In Edmonton, mortgage broker costs vary based on the type of lender and the complexity of the application.
Standard home purchases and refinances through major lenders usually cost $0, as the broker is paid by the lender.
Alternative or private lender arrangements often involve broker fees ranging from 0.5% to 1% of the mortgage amount.
More complex or short-term private financing can increase fees to around 1% to 2%, depending on the structure and risk involved.
1. JP Mortgage Solutions
Address: 5708 72 Street NW, Edmonton, AB T6B 3J4
Phone: +1-780-362-7172
Business hours:
- Monday – Friday: 10:00 AM–6:00 PM
- Saturday: 11:00 AM–4:00 PM
JP Mortgage Solutions (JPMS) is a mortgage brokerage founded in 2025 in Edmonton, Alberta, by experienced mortgage specialist Perry Gogia. The company aims to provide personalized mortgage and financing solutions with a strong emphasis on clarity, transparency, and customer support.
Their Residential Mortgage services are designed to support a wide range of clients including first-time home buyers, self-employed individuals, newcomers to Canada, and property investors. They also offer refinancing, renewal options, equity take-outs, and construction or draw mortgages.
A key strength of JPMS is their structured mortgage journey, which includes pre-approval planning, financing, and closing stages. This step-by-step process is designed to simplify the mortgage experience and guide clients from initial contact through to receiving the keys.
The company also emphasizes a streamlined digital and advisory experience, including smart pre-approval tools and mortgage calculators that help clients estimate monthly payments and understand affordability. This focus on convenience aims to reduce stress and improve decision-making.
JPMS highlights its team of certified mortgage associates who provide personalized and tailored financial guidance. Their approach is built on understanding individual client goals and offering customized mortgage strategies based on financial circumstances.
Trust and client satisfaction are central to their positioning, with claims of 1000+ happy clients, a 99.9% satisfaction rate, and strong experience in managing residential and commercial lending. The company also promotes proactive planning and long-term client relationships as part of its service philosophy.
Overall, JP Mortgage Solutions positions itself as a modern, client-focused mortgage brokerage offering full-cycle support from pre-approval to closing, with an emphasis on education, guidance, and accessibility.
Perry was exceptional to work with
“I am writing to express my highly positive experience with the business loan team at JP Mortgage Solutions. Perry was exceptional to work with, and the team made the application process for my first commercial loan remarkably smooth, efficient, and stress-free. The loan approval process was completed within a 25 days, which was very impressive. Their responsiveness and knowledge were also greatly appreciated. I would highly recommend JP Mortgage Solutions to anyone seeking assistance with obtaining a loan. Thank you very much for your excellent service.”
• pinkal patel, Google Review
The JP Financial team was incredible
“The JP Financial team was incredible at ensuring we were successful in our first business loan approval. It was a stressful and lengthy process, however, with the JP team supporting us and keeping our best interests in mind they allowed us to receive the loan and then some to ensure a successful business venture. Thank you very much! I highly recommend JP financial group for any financial needs.”
• Brittney Khalil, Google Review
2. JP Real Estate Solutions
Address: 5708 72 Street NW, Edmonton, AB T6B 3J4
Phone: +1-780-362-7172
Business hours:
- Monday – Friday: 10:00 AM–6:00 PM
- Saturday: 11:00 AM–4:00 PM
JP Mortgage Solutions (JPMS) is a mortgage brokerage founded in 2025 in Edmonton, Alberta by experienced mortgage specialist Perry Gogia. The company focuses on delivering personalized mortgage and financing solutions designed to simplify the home buying process.
Their Residential Mortgage services are a core offering and cover a wide range of client needs including first-time home buying, refinancing, renewals, and investment property financing. They also support specialized cases such as self-employed applicants, newcomers to Canada, and construction or draw mortgages.
The company follows a structured mortgage journey that guides clients from pre-approval through financing and finally to closing. This step-by-step approach is designed to reduce stress and provide clarity throughout the entire home purchasing process.
JPMS also integrates digital tools such as mortgage calculators and smart pre-approval systems to help clients estimate payments and understand affordability. These tools are intended to make financial planning faster, more transparent, and more accessible.
A key part of their service is the team of mortgage associates who provide personalized guidance tailored to each client’s financial situation. Their approach emphasizes relationship-building, proactive planning, and customized mortgage strategies.
The company positions itself as highly customer-focused, highlighting strong satisfaction metrics and a large client base served in a short time. Their model relies heavily on expert consultation and guided decision-making rather than a purely self-serve experience.
Overall, JP Mortgage Solutions presents itself as a modern brokerage offering end-to-end residential mortgage support with strong emphasis on guidance and personalization. While it offers broad services and a structured process, its newer market presence may be a consideration for some clients.
The team is friendly, reliable
“I had a great experience with JP Mortgage Solutions. The team is friendly, reliable, and truly committed to helping people achieve their goals. They were very supportive throughout the process and made everything smooth and stress-free. I’m especially grateful for their help in securing my business loan. Highly recommended! ⭐⭐⭐⭐⭐”
• Nimesh Tharanga, Google Review
They are very professional
“I worked with them to obtain a loan for a business purchase and I was approved, even for a little more than I initially expected. They are very professional and serious about what they do. My advice is to trust the process and let them do their work. Just like in my case, you’ll most likely end up with your loan approved as well. Highly recommended”
• Bilal Kamal, Google Review
3. The Mortgage Force Team Edmonton
Address: 9241 50 St NW
Phone: 780‑466‑9898
Business hours:
- Monday to Friday: 9:00 AM – 9:00 PM
- Saturday to Sunday: 10:00 AM – 8:00 PM
The Mortgage Force Team turned out to be a more reliable option than we thought.
When we spoke to some of their previous clients, their thoroughness really stood out. Their brokers take the time to review each client’s finances, earnings, existing obligations, and credit standing to show what homes or mortgages are manageable.
This made us feel that their advice is practical and grounded in real circumstances.
Another feature we really liked is their Borrowed Down Payment Program. It’s especially helpful for people who haven’t saved the full 5% yet but want to take advantage of current interest rates and housing opportunities.
Thanks to this, getting into a home becomes more realistic and helps overcome a common hurdle.
We also noticed that they actively use technology and their network of lender connections to streamline the mortgage process. This allows them to quickly compare options and find rates that fit each client’s situation.
The only limitation we saw is that they’re just a small team, so compared to larger brokerages, availability can sometimes be limited.
Friendly and dedicated service
“Jody is AMAZING! She went above and beyond every step of the way and alleviated the concerns of what could have been a stressful time! We used Jody previously for the purchase of our first home and again for our newest home. We most definitely will be coming back again when we’re ready to purchase another! Thank you Jody & the amazing Dominion Lending team!”
- Queen Shimona, Google Review
Responsive and professional service
“We have used this group when we first applied for a mortgage 5 years ago and again when we were required to renew our mortgage. I worked with Jody primarily and I will say she was incredibly responsive to all questions. Her communication skills are excellent, which is very important when dealing with mortgages. We had one issue come up with a 3rd party that was dealing with the mortgage transfer. Jody was good at validating my frustration and focused on a professional solution. We are very happy with how things turned out and we will be using their services for our next renewal. During our first phone call they had mentioned what the rates were projected to do, and obtained us a good rate that we are happy with. I would recommend using them for any mortgage needs.”
- Andrew Dunn, Google Review
4. True North Mortgage
Address: 1 102A Ave NW Unit 140
Phone: (587) 400‑2799
Business hours: Monday to Friday: 9:00 AM – 5:00 PM
Buying your first home can feel overwhelming, but True North Mortgage makes the process a lot easier to navigate.
We weren’t actually surprised that they’re one of the most highly recommended by locals. Hearing how they take good care of their clients and go the extra mile to help them meet their goals suggests that their approach is both attentive and effective.
We’re also impressed by how quickly they communicate and stay connected with clients, even with a busy roster. Responses are timely, and they make it easy to get updates or answers to questions without feeling lost in the process.
They offer a fast pre-approval process that lets you quickly see how much you can borrow through a short online form. There’s no cost or obligation, making it especially handy for first-time buyers.
Plus, they offer flexible ways to apply. It could be online, by phone, via chat, or in person—you choose!
That said, they’re quite popular, so booking an appointment may take some time.
Supportive and attentive service
“We can’t thank Verone Rodriques enough for helping us buy our first home! As first-time buyers, we had plenty of questions, but he always took the time to explain everything in detail and made sure we understood all our options.
He advocated for us from the beginning to the end of this process. He updated us constantly along the way, giving us the peace of mind that we needed. Our family now have a place to call home because he helped us secure our mortgage. We are forever grateful. We would definitely recommend him to anyone, as we were not disappointed with his service.”
- Shannel Brown, Google Review
Reliable and communicative
“Mike Erdenebayar provided outstanding service from start to finish. He explained all our options clearly, found us a very competitive rate, and kept us informed at every step. Communication was excellent, and he was always available to answer questions, even outside regular hours. He even took an extra effort in informing us over the Thanksgiving weekend that everything has been sorted and we are good to close on our sale. We’re very satisfied with our mortgage experience. He is highly recommended!”
- Archie Guevarra, Google Review
5. Jason Scott – TMG The Mortgage Group
Address: 10525 170 St NW Unit 107
Phone: 780‑721‑4879
Business hours: Monday to Saturday: 8:00 AM – 8:00 PM
Jason Scott comes across as a mortgage broker who focuses less on rushing deals and more on helping people actually understand what they’re signing up for.
What stood out to us is how hands-on his service feels. When we say hands-on, it means clients are not left second-guessing decisions on their own. He stays involved throughout the process and checks in when something changes or needs clarification.
We also like that with him, questions don’t sit unanswered for long. That level of availability helps people feel more confident about their decisions.
He works with a wide range of buyers, from first-time homeowners to investors and people refinancing. That range is supported by the fact that he is an independent broker, so he’s not locked into one lender.
Alongside that flexibility, we also noticed his strong local network. He can point people toward realtors, lawyers, and inspectors who are familiar with how things work locally.
However, one drawback we noticed is that he’s not BBB accredited. If that matters to you, it’s something to keep in mind before deciding to work with him.
Patient and knowledgeable
“I had an exceptional experience working with Jason Scott and his team for my mortgage. As a first-time home buyer, the process felt overwhelming at times, but they made everything clear, manageable, and stress-free from start to finish.
They were patient, responsive, and took the time to explain every step in detail. Even when unexpected situations came up close to possession, they stayed proactive, supportive, and consistently advocated for me to ensure everything stayed on track.
I highly recommend Jason Scott to anyone looking for a knowledgeable, trustworthy, and truly exceptional mortgage professional. Thank you again!”
- Paulina Morgan, Google Review
Highly-effective service
“Jason was confident, fast and accurate. I came to him mid condition removal period in a state of concern as a different broker was not providing me confidence – and Jason swiftly came to the rescue. He answers his phone when you call, makes the time for miracles and follows up with genuine customer service. He was able to accomplish in 2.5 days what the other broker had struggled with in 11 days. Huge thank you for getting me into my home.”
- Jennine Tiedemann, Google Review
6. Cheryl Wilkes Mortgages
Address: 10326 81 Ave NW
Phone: (780) 909‑3659
Business hours: 8:00 AM – 8:00 PM daily
Cheryl Wilkes Mortgages made it to this list because of the depth of experience behind the service.
She has over 12 years as a mortgage broker and more than 20 years as a real estate investor. We like that she doesn’t just know mortgages from a technical standpoint; her experience as an investor gives her insight into the market side as well.
That dual expertise makes her guidance feel practical and easy to follow.
From what we heard from her previous clients, she’s very effective at navigating complex mortgage situations. She knows how to balance rates, terms, and lender options in a way that makes sense for each individual.
Her services support everyone from first-time buyers to those refinancing or tackling renovations. She also works with self-employed clients and people with lower credit, taking on cases that some brokers tend to skip.
What sets her apart from other mortgage brokers is her access to over 40 lenders, including banks, private lenders, and trust companies. This makes it easier to match clients with terms that actually work for them.
However, her services are on the pricey side, so it’s worth keeping in mind if cost is a major concern.
Professional and experienced
“We knew we were in good hands after the first phone meeting. Cheryl and her team were very professional and experienced. Cheryl explained everything in detail, addressed our questions and concerns, and guided us every step of the way. Excellent performance. We highly recommend Cheryl Wilkes for your mortgage needs.”
- Miguel Estrada, Google Review
Knowledgeable and attentive
“Cheryl recently helped me purchase my first home. I was unfamiliar with the buying process but she took the time to explain each step and made sure I understood and was comfortable. Her communication was amazing – always available to help and very responsive. Cheryl is very knowledgeable and puts the needs of her clients first. I would highly recommend Cheryl to anyone needing a mortgage broker. I couldn’t be happier with my new home!”
- Brooklyn Traficante, Google Review
Address: 1230 91 St SW
Phone: (780) 756‑3120
Business hours: By appointment only. Book an appointment here
Naveen Kumar Sharma of Legacy Mortgage Group stood out to us for his wide range of mortgage services and the support he provides throughout the process.
From what we heard from past clients, he handles challenges calmly and keeps the process organized, which helps them feel confident at every step.
We also value how approachable and knowledgeable he is. He takes the time to explain options clearly, answers questions promptly, and guides clients through each stage, combining technical knowledge with attentive support.
His process is also very digital-friendly. A secure online application and a streamlined four-step approach make applying more convenient.
On top of that, Legacy Mortgage Group offers educational support through seminars and resources, helping clients understand the mortgage process without feeling lost.
This shows they’re not just focused on closing deals; they make sure people are informed along the way.
Naveen works with all kinds of clients. This includes first-time buyers, people refinancing or renewing, and anyone accessing home equity. He also helps with builder, self-employed, and relocation financing.
The only thing to keep in mind is that his wide range of services might feel a bit overwhelming if you’re only looking for a simple, personal mortgage.
Professional and supportive
“Working with Naveen Kumar Sharma at Legacy Mortgage was a fantastic experience. From the very beginning, he was professional, responsive, and incredibly supportive. He not only guided me through every step of the mortgage process but also secured one of the lowest interest rates available. The entire process was smooth, transparent, and stress-free. Naveen made what could have been a complicated journey feel simple and straightforward. I highly recommend him to anyone looking for a reliable and trustworthy mortgage expert.”
- Simar kaur, Google Review
Friendly and approachable service
“I have a good connection with Naveenji on mortgage, where he advised about how to move forward mortgage applications. He is very friendly and feels like know him for long time. His work is like who knows what is needed for a mortgage very easy going way.
I would recommend to have such a mortgage specialist where just contact him and feel relaxed that work is completed.”
- Kapil Verma, Google Review