mortgage-brokers-in-edmonton

The 5 Best Mortgage Brokers in Edmonton for Stressed Home Buyers

  • Licensing and Compliance: We only included brokers who are properly licensed in Alberta under the Mortgage Brokerages, Lenders, and Administrators Act (MBLA). We checked the Alberta Superintendent of Real Estate’s registry to make sure each brokerage was registered and in good standing at the time of our review.
  • Industry Experience: We focused on brokers with a solid track record, generally five or more years of working in residential or investment lending. Experience was verified through brokerage histories, professional profiles, and how long they’ve been active in the Edmonton market.
  • Lender Access and Loan Options: We assessed how broad each broker’s lender network was by reviewing the types of lenders they work with, including major banks, credit unions, and alternative or private lenders. Brokers who clearly outlined multiple loan structures and scenarios scored higher.
  • Handling of Complex Applications: To evaluate this, we looked for evidence of experience with self-employed borrowers, credit challenges, refinancing, and tight timelines. This came from case examples shared publicly, client feedback, and how brokers discussed strategy during initial consultations.
  • Fee Transparency: We rated brokers on how clearly they explained their fees and any situations that might lead to extra costs. We checked this by looking at contracts, online disclosures, and client experiences.

My friend tried to refinance his home. He called three banks, filled out six forms, and still couldn’t figure out which loan was best. It was tiring and even a bit funny, but it shows just how confusing mortgages can be when you’re on your own.

This kind of hassle is pretty common. First-time buyers, investors, and self-employed people all run into the same problems. A good broker understands the process and can help you get through it with less stress.

To help you out, we’ve created a guide to the best mortgage brokers in Edmonton. This way, you can compare your options and feel more confident about your choice.

How much does it cost to hire a mortgage broker in Edmonton?

In Edmonton, mortgage broker costs vary based on the type of lender and the complexity of the application.
Standard home purchases and refinances through major lenders usually cost $0, as the broker is paid by the lender.
Alternative or private lender arrangements often involve broker fees ranging from 0.5% to 1% of the mortgage amount.
More complex or short-term private financing can increase fees to around 1% to 2%, depending on the structure and risk involved.

1. The Mortgage Force Team Edmonton

the-mortgage-force-team-edmonton

Address: 9241 50 St NW

Phone: 780‑466‑9898

Business hours: 

  • Monday to Friday: 9:00 AM – 9:00 PM
  • Saturday to Sunday: 10:00 AM – 8:00 PM

Website

The Mortgage Force Team turned out to be a more reliable option than we thought.

When we spoke to some of their previous clients, their thoroughness really stood out. Their brokers take the time to review each client’s finances, earnings, existing obligations, and credit standing to show what homes or mortgages are manageable.

This made us feel that their advice is practical and grounded in real circumstances. 

Another feature we really liked is their Borrowed Down Payment Program. It’s especially helpful for people who haven’t saved the full 5% yet but want to take advantage of current interest rates and housing opportunities.

Thanks to this, getting into a home becomes more realistic and helps overcome a common hurdle.

We also noticed that they actively use technology and their network of lender connections to streamline the mortgage process. This allows them to quickly compare options and find rates that fit each client’s situation.

The only limitation we saw is that they’re just a small team, so compared to larger brokerages, availability can sometimes be limited.

Pros

  • Thorough financial review
  • Provides practical, grounded advice
  • Offers Borrowed Down Payment Program
  • Tech-savvy and well-connected

Cons

  • Small team = availability can be limited

Friendly and dedicated service

“Jody is AMAZING! She went above and beyond every step of the way and alleviated the concerns of what could have been a stressful time! We used Jody previously for the purchase of our first home and again for our newest home. We most definitely will be coming back again when we’re ready to purchase another! Thank you Jody & the amazing Dominion Lending team!”

Responsive and professional service

“We have used this group when we first applied for a mortgage 5 years ago and again when we were required to renew our mortgage. I worked with Jody primarily and I will say she was incredibly responsive to all questions. Her communication skills are excellent, which is very important when dealing with mortgages. We had one issue come up with a 3rd party that was dealing with the mortgage transfer. Jody was good at validating my frustration and focused on a professional solution. We are very happy with how things turned out and we will be using their services for our next renewal. During our first phone call they had mentioned what the rates were projected to do, and obtained us a good rate that we are happy with. I would recommend using them for any mortgage needs.”

2. True North Mortgage

true-north-mortgage

Address: 1 102A Ave NW Unit 140

Phone: (587) 400‑2799

Business hours: Monday to Friday: 9:00 AM – 5:00 PM

Website

Buying your first home can feel overwhelming, but True North Mortgage makes the process a lot easier to navigate.

We weren’t actually surprised that they’re one of the most highly recommended by locals. Hearing how they take good care of their clients and go the extra mile to help them meet their goals suggests that their approach is both attentive and effective.

We’re also impressed by how quickly they communicate and stay connected with clients, even with a busy roster. Responses are timely, and they make it easy to get updates or answers to questions without feeling lost in the process. 

They offer a fast pre-approval process that lets you quickly see how much you can borrow through a short online form. There’s no cost or obligation, making it especially handy for first-time buyers.

Plus, they offer flexible ways to apply. It could be online, by phone, via chat, or in person—you choose!

That said, they’re quite popular, so booking an appointment may take some time.

Pros

  • Attentive and effective approach
  • Quick and clear communication
  • Offers fast, free pre-approval process
  • Flexible application options: online, phone, chat, or in-person

Cons

  • Booking an appointment may take some time due to their popularity

Supportive and attentive service

“We can’t thank Verone Rodriques enough for helping us buy our first home! As first-time buyers, we had plenty of questions, but he always took the time to explain everything in detail and made sure we understood all our options.

He advocated for us from the beginning to the end of this process. He updated us constantly along the way, giving us the peace of mind that we needed. Our family now have a place to call home because he helped us secure our mortgage. We are forever grateful. We would definitely recommend him to anyone, as we were not disappointed with his service.”

Reliable and communicative

“Mike Erdenebayar provided outstanding service from start to finish. He explained all our options clearly, found us a very competitive rate, and kept us informed at every step. Communication was excellent, and he was always available to answer questions, even outside regular hours. He even took an extra effort in informing us over the Thanksgiving weekend that everything has been sorted and we are good to close on our sale. We’re very satisfied with our mortgage experience. He is highly recommended!”

3. Jason Scott – TMG The Mortgage Group

jason-scott-tmg-the-mortgage-group

Address: 10525 170 St NW Unit 107

Phone: 780‑721‑4879

Business hours: Monday to Saturday: 8:00 AM – 8:00 PM

Website

Jason Scott comes across as a mortgage broker who focuses less on rushing deals and more on helping people actually understand what they’re signing up for.

What stood out to us is how hands-on his service feels. When we say hands-on, it means clients are not left second-guessing decisions on their own. He stays involved throughout the process and checks in when something changes or needs clarification.

We also like that with him, questions don’t sit unanswered for long. That level of availability helps people feel more confident about their decisions. 

He works with a wide range of buyers, from first-time homeowners to investors and people refinancing. That range is supported by the fact that he is an independent broker, so he’s not locked into one lender.

Alongside that flexibility, we also noticed his strong local network. He can point people toward realtors, lawyers, and inspectors who are familiar with how things work locally.

However, one drawback we noticed is that he’s not BBB accredited. If that matters to you, it’s something to keep in mind before deciding to work with him.

Pros

  • Hands-on service
  • Responsive and always available
  • Flexible mortgage solutions
  • Strong local network: can connect clients with trusted realtors, lawyers, and inspectors in the area

Cons

  • Not BBB accredited

Patient and knowledgeable

“I had an exceptional experience working with Jason Scott and his team for my mortgage. As a first-time home buyer, the process felt overwhelming at times, but they made everything clear, manageable, and stress-free from start to finish.

They were patient, responsive, and took the time to explain every step in detail. Even when unexpected situations came up close to possession, they stayed proactive, supportive, and consistently advocated for me to ensure everything stayed on track.

I highly recommend Jason Scott to anyone looking for a knowledgeable, trustworthy, and truly exceptional mortgage professional. Thank you again!”

Highly-effective service

“Jason was confident, fast and accurate. I came to him mid condition removal period in a state of concern as a different broker was not providing me confidence – and Jason swiftly came to the rescue. He answers his phone when you call, makes the time for miracles and follows up with genuine customer service. He was able to accomplish in 2.5 days what the other broker had struggled with in 11 days. Huge thank you for getting me into my home.”

4. Cheryl Wilkes Mortgages

cheryl-wilkes-mortgages

Address: 10326 81 Ave NW

Phone: (780) 909‑3659

Business hours: 8:00 AM – 8:00 PM daily

Website

Cheryl Wilkes Mortgages made it to this list because of the depth of experience behind the service.

She has over 12 years as a mortgage broker and more than 20 years as a real estate investor. We like that she doesn’t just know mortgages from a technical standpoint; her experience as an investor gives her insight into the market side as well.

That dual expertise makes her guidance feel practical and easy to follow.

From what we heard from her previous clients, she’s very effective at navigating complex mortgage situations. She knows how to balance rates, terms, and lender options in a way that makes sense for each individual. 

Her services support everyone from first-time buyers to those refinancing or tackling renovations. She also works with self-employed clients and people with lower credit, taking on cases that some brokers tend to skip.

What sets her apart from other mortgage brokers is her access to over 40 lenders, including banks, private lenders, and trust companies. This makes it easier to match clients with terms that actually work for them.

However, her services are on the pricey side, so it’s worth keeping in mind if cost is a major concern.

Pros

  • Has over 12 years of experience as a mortgage broker and 20+ years of experience as a real estate investor
  • Handles complex cases
  • Wide range of clients: first-time buyers, refinancing, renovations, self-employed clients, and those with lower credit
  • Access to 40+ lenders: banks, private lenders, and trust companies
  • Dual expertise = practical market insight

Cons

  • Not the cheapest option

Professional and experienced

“We knew we were in good hands after the first phone meeting. Cheryl and her team were very professional and experienced. Cheryl explained everything in detail, addressed our questions and concerns, and guided us every step of the way. Excellent performance. We highly recommend Cheryl Wilkes for your mortgage needs.”

Knowledgeable and attentive

“Cheryl recently helped me purchase my first home. I was unfamiliar with the buying process but she took the time to explain each step and made sure I understood and was comfortable. Her communication was amazing – always available to help and very responsive. Cheryl is very knowledgeable and puts the needs of her clients first. I would highly recommend Cheryl to anyone needing a mortgage broker. I couldn’t be happier with my new home!”

5. Naveen Kumar Sharma – Legacy Mortgage Group

naveen-kumar-sharma-legacy-mortgage-group

Address: 1230 91 St SW

Phone: (780) 756‑3120

Business hours: By appointment only. Book an appointment here 

Website

Naveen Kumar Sharma of Legacy Mortgage Group stood out to us for his wide range of mortgage services and the support he provides throughout the process.

From what we heard from past clients, he handles challenges calmly and keeps the process organized, which helps them feel confident at every step. 

We also value how approachable and knowledgeable he is. He takes the time to explain options clearly, answers questions promptly, and guides clients through each stage, combining technical knowledge with attentive support.

His process is also very digital-friendly. A secure online application and a streamlined four-step approach make applying more convenient.

On top of that, Legacy Mortgage Group offers educational support through seminars and resources, helping clients understand the mortgage process without feeling lost.

This shows they’re not just focused on closing deals; they make sure people are informed along the way.

Naveen works with all kinds of clients. This includes first-time buyers, people refinancing or renewing, and anyone accessing home equity. He also helps with builder, self-employed, and relocation financing.

The only thing to keep in mind is that his wide range of services might feel a bit overwhelming if you’re only looking for a simple, personal mortgage.

Pros

  • Supports first-time buyers, refinancing, renewals, equity access, builder/business-for-self financing, and relocation financing
  • Calm and organized approach
  • Knowledgeable and approachable
  • Digital-friendly process
  • Offers educational support to help understand the mortgage process

Cons

  • Broad service range might feel overwhelming for those only looking for a simple, personal mortgage 

Professional and supportive

“Working with Naveen Kumar Sharma at Legacy Mortgage was a fantastic experience. From the very beginning, he was professional, responsive, and incredibly supportive. He not only guided me through every step of the mortgage process but also secured one of the lowest interest rates available. The entire process was smooth, transparent, and stress-free. Naveen made what could have been a complicated journey feel simple and straightforward. I highly recommend him to anyone looking for a reliable and trustworthy mortgage expert.”

Friendly and approachable service

“I have a good connection with Naveenji on mortgage, where he advised about how to move forward mortgage applications. He is very friendly and feels like know him for long time. His work is like who knows what is needed for a mortgage very easy going way.

I would recommend to have such a mortgage specialist where just contact him and feel relaxed that work is completed.”

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